Introduction

In order to search out out that credit cards is really best for the method during which you pay, you must build use of our tool below. Enter your calculable monthly defrayal per class, and that we can do all the maths for you – shrewd that credit cards services can yield you the very best returns. Note that this tool compares rewards cards. If you would like to check low interest and balance transfer credit cards head over to our alternative comparison tool here.

Credit Cards

Those folks that need to contemplate additional offers than those are listed on top of, below you will find the concerns you would like to travel through to search out the simplest credit cards. This guide provides a framework for evaluating credit cards and the way to approach them with an equivalent important eye as any analyst for best credit options.

Bank of America

Bank of America at a glance

  • APR: 15.24% – 23.24%
  • Rewards: 1.5 pts/$1 for general purchases, 3 pts/$1 on travel-related purchases, 10% rewards bonus for having savings/checking account with Bank of America
  • Rewards Bonus: ​$200/20,000 pts if $1,000 spent in the first 3 months
  • Fees: No annual, $37 late, $10 or 3% on balance transfers and cash advance
Compare

Capital One

Capital One at a glance

  • APR: 12.24%, 17.24%, or 22.24%
  • Rewards: 1.25% or 1.25 miles/$1 spent redeemable for travel expenses
  • Rewards Bonus: $200/20,000 miles back for travel expenses if $1,000 spent during first 3 months​
  • Fees: No annual, $10 or 3% cash advance, $35 late fee
Compare

Citi

Citi at a glance

  • APR: 10.99% during first 6 months, 23.24% after
  • Rewards: 2% cash back at gas stations and restaurants, 1% elsewhere
  • Rewards Bonus: Double cash back for first year​
  • Fees: 3% balance transfer, $10 or 5% cash advances, $37 late
Compare

U.S. Bank

U.S. Bank at a glance

  • APR: 10.99% during first 6 months, 23.24% after
  • Rewards: 2% cash back at gas stations and restaurants, 1% elsewhere
  • Rewards Bonus: Double cash back for first year​
  • Fees: 3% balance transfer, $10 or 5% cash advances, $37 late
Compare

Chase

Chase at a glance

  • APR: 14.24% – 23.24%
  • Rewards: 5% on first $1,500 in niche categories, 1% elsewhere
  • Rewards Bonus: $150 back if $500 spent in first 3 months, $25 for first purchase
  • Fees: ​No annual, $15-$37 late, $5 or 5% balance transfer, $10 or 5% cash advance
Compare

NFL

NFL at a glance

  • APR: 15.24% – 25.24%
  • Rewards: 2 pts per $1 spent on NFL related things, 1 pt per $1 for everything else
  • Rewards Bonus: $100/10,000 pts for $500 spent in first 3 months
  • Fees: No annual, $5 or 3% on balance transfers, $10 or 5% on cash advance, $37 late
Compare

Barclays

Barclays at a glance

  • APR: 25.24%
  • Rewards: 2 pts per $1 spent at gas stations, grocery stores, and on utilities & 1 pt per $1 spent elsewhere
  • Rewards Bonus: NA
  • Fees: 3% or $5 balance transfer, $10 or 5% cash advances, $37 late
Compare

Discover

Discover at a glance

  • APR: 10.99% during first 6 months, 23.24% after
  • Rewards: 2% cash back at gas stations and restaurants, 1% elsewhere
  • Rewards Bonus: Double cash back for first year​
  • Fees: 3% balance transfer, $10 or 5% cash advances, $37 late
Compare

Top investment tips for first timers
You have got money. Maybe not a lot but some and you want to see it multiply them for getting a secure future for all the family. Once you have got budgeting, savings…

With so many credit card companies in the market, most of the people ask these questions for themselves and for their family:

“How to help your child get a credit card? Which credit card is best for my children?”

Compare

Given is the list for you to compare best credit cards for you. Top credit cards are arranged according to parameters such as Annual Percentage Rate of charge (APR), Rewards, Rewards Bonus and Fees. Take a look and compare credit cards.

Name APR Rewards Rewards Bonus Fees
Bank of America 15.24% to 23.24% 1.5 pts/$1 spent $200/20,000 pts ​NO annual but $37 late fee
Capital One 12.24% 1.25 miles/$1 spent $200/20,000 miles No annual but $35 late fee
Citi 15.49% to 19.49% 2 pts/$1 spent $400/40,000 pts No annual but $35 late fee
U.S. Bank 14.24% to 24.24% 1 pt/$1 spent $200/20,000 pts $49 annual and $37 late fee
Chase 14.24% to 23.24% 1.5% cashback/$1 spent $150/$500 spent No annual but $37 late fee
NFL 15.24% to 25.24% 2 pts/$1 spent $500/10,000 pts No annual but $37 late fee
Barclays 25.24% 2 pts/$1 spent 3%/$5 balance transfer and $37 late fee
Discover 10.99% to 23.24% 2% cashback Double cashback 3% balance transfer and $37 late ​fee

Final thoughts

Keep in mind that there’s additional to credit cards on the far side their rewards. Use our tool to slim down your selections, however follow it up with a however additional analysis. every card will have a stunning variety of additional perks that are not quantitative. one thing like which will find yourself being of nice price to you, and produce you nearer to finding your best credit cards.

More: Read more about credit cards

Image Courtesy: Respective credit card company websites.

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