Top Credit Cards with No Annual Fees in 2018

Did you know that, there are some credit cards which does not require you to pay any kind of annual fees? What are the advantages of buying credit cards with no annual fee payment? The team at Credit Health Care has listed the best no annual fee credit cards for you to choose.

Introduction

Now, let us discuss about having credit cards with no annual fees which will help you to save money. In addition to offering reduced annual charges, these credit cards also help to gain cash back offers along with many kinds of credit rewards programs. The list of credit cards which are talked about in the post are all popular and trusted names in the credit card market. The name of cards mentioned below are Citi® Double Cash Card, Wells Fargo Cash Wise Visa® Card, American Express Blue Cash Everyday® Card, Discover it® Cash Back, Bank of America® Cash Rewards credit card, USAA® Rate Advantage Visa Platinum® Card, Chase Freedom Unlimited®, Capital One® Quicksilver® Card, SunTrust Prime Rewards Credit Card and also HSBC Cash Rewards Mastercard® credit card.

Top Credit Cards with No Annual Fees in 2018

What are the things that you should remember while getting credit cards with does not require you to pay any kind of annual fee payment? What are the advantages that you should aim for while going for credit cards with no annual fees for the year 2018? If you want to know the answer, then you must read the full blog.

Citi® Double Cash Card

Reasons to Choose

  • Also get the chance to earn 2% cashback amount on all purchases
  • Do enjoy balance transfer fee which is much lower to your advantage
  • You do need to pay an average APR of around 29.99 as penalty amount
  • The balance transfer intro APR is 0% for the initial 18 months
  • The cash advance is only 5% which amounts to minimum of about $10
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Wells Fargo Cash Wise Visa® Card

Reasons to Choose

  • The average lower introductory APR amounts to around 14.74% to 26.74%
  • Always remember to use the Wells Fargo ATMs if you want to redeem your cash rewards
  • You get to earn around 1.8% cash rewards on the purchases which are made in initial year
  • The Wells Fargo cardmember also get access to free FICO® Credit Score in both online and offline format
  • Do not forget to enjoy $600 as part of your cell phone protection plan

American Express Blue Cash Everyday® Card

Reasons to Choose

  • Also know that the introductory purchase variable APR amounts from 14.74% to 25.74%
  • The foreign transaction fee is only about 2.7% of the total transaction value
  • Do not forget to avail the entertainment access as a cardmember
  • Get the chance to have 1% cashback on making any purchase
  • The average penalty APR amount for this cardholder is around 29.99%

Discover it® Cash Back

Reasons to Choose

  • You get to receive notifications for free through your Social Security number
  • Do not forget to avail around 5% cashback on restaurants, gas stations and also grocery stores
  • Moreover, get to enjoy 1% cashback on making any purchase
  • The different rewards programs associated with the card does not expire
  • The variable APR amount is around 13.74% to 24.74% for the cardholders

Bank of America® Cash Rewards credit card

Reasons to Choose

  • When you redeem your cashback, can avail 10% customer bonus
  • The penalty APR amount is around up to 29.99% for this particular cardholder
  • You get chance to increase you bonus for 25% to 75% when you are Preferred Rewards client
  • Get the ability to easily add your Mastercard® credit card
  • For the initial 60 days, the variable APR is from 14.99% to 24.99%

USAA® Rate Advantage Visa Platinum® Card

Reasons to Choose

  • The card does offer identity theft resolution services to the cardholders
  • It also known to provide special benefits to the military members
  • Get maximum of $200 as part of cash advance fee which is around 3%
  • You need to pay the variable APR amount of 8.65% to 25.65%
  • Do not forget to avail price protection on the eligible purchases

Chase Freedom Unlimited®

Reasons to Choose

  • You can get to have $150 after opening your account as cashback
  • Do enjoy low APR of 0% for the first 15 months
  • Get chance to have purchase and zero liability protection
  • Also get to have an extended warranty of an additional year
  • The cash back rewards facility is available for ever

Capital One® Quicksilver® Card

Reasons to Choose

  • You do not have to make additional sign-ups for get cash rewards points
  • Do also get to have 0% introductory APR for the initial 15 months
  • Also do not have to make any amount of extra foreign transaction fees
  • Get to earn $150 cash bonus for making purchases of $500 in the first three months
  • Always enjoy 1.5% cashback on purchases that you make on a daily basis

SunTrust Prime Rewards Credit Card

Reasons to Choose

  • This credit card is unique as you get the chance to pick your card design
  • Get the chance to pay 3% of transfer amount which amounts to around $10
  • The cardholders know FICO Score through free access on monthly basis
  • The average APR amounts to around from 12.99% to 22.99%
  • You need to pay, which ever is bigger, the cash advance amounts to around 4% or $10

HSBC Cash Rewards Mastercard® credit card

Reasons to Choose

  • Have the ability to pay with Samsung Pay, Apple Pay® and also Google Pay™ like mobile purchases
  • You can get cashback of $150 after three months of starting account when you spend $500
  • Get chance to enjoy anniversary bonus of 10% on every cash reward that you earn
  • One of vital advantage is that you do not have to pay any kind of foreign transaction fee
  • The average APR amount for this credit card is around 14.74% to 24.74% after the first 15 months

 


Now You choose:

So now, the readers have better idea about the credit cards to go for if they want to avoid paying charges on an yearly basis. Do remember that, your primary aim should be to always go for credit cards which will benefit your financial condition. Moreover, you can further any case of credit card debt by transferring your debt amount into a balance transfer credit card. In addition to that, you should always keep in mind to check whether having credit card with no annual fee will be beneficial for you. The other reasons, that needs to be kept in minds are your spending habits and how often do you use your credit card. Thus, the time has come yup for you to read about the points which provides the benefits of each credit card list and pick the one that is best suited to your needs. However, do not forget to share your experience with us!

More: Read more about credit cards

Image Courtesy: Respective credit card company websites.

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