Best Credit Cards for Millennials to use in 2018

Among the different demographic classes, the millennial population is the maximum user of credit cards. Read about the best types of credit cards that the teenagers must use for different activities from shopping, traveling, education, cashbacks and also balance transfers.


It is a true fact that the young adult generation is using plastic money or credit cards like never before. Most of the millennial population are always looking to cheap and easy alternatives for goods and services. Moreover, it is very important for the teenagers how to get their first credit cards to know about the advantages and disadvantages of using credit cards. Along with that, credit card education also involves increasing credit score, getting credit card reward points and much more. The millennials should always go for the cheapest credit cards with requires paying no annual fee. You can also use your credit cards to generate more credit. However, it is to be made sure by the teenagers to make due payments for credit cards on time and display some responsibility and maturity.

Best Credit Cards for Millennials to use in 2018

What are the top kinds of credit cards that the millennial population must use in the year 2018? Name the best credit cards that are ideal for the teenagers to use? Take a look at the most popular millennial credit cards that you must carry for making your payments and also earning rewards along with credit transfers.

Wells Fargo Cash Wise Visa® Card

Reasons to Choose

  • You can enjoy your free FICO® Credit Score
  • Gives you opportunity to earn excellent cash rewards
  • Chance to win $1,000 in purchases for using it for the first 3 months
  • Do have no category restrictions along with sign ups and cash rewards
  • Try to get variable APR from 14.49% to 26.49%

Sony® Card from Capital One®

Reasons to Choose

  • Do earn rewards points on $1 spent in entertainment related purchases
  • You can also redeem movies, products and music from Sony
  • Chance to get a variable of around 15.49% to 24.99%
  • Try to earn a statement credit of $50 after your initial credit card purchase
  • It also offers additional $1 for each point used in spendings

Uber Visa Card

Reasons to Choose

  • You can get Unlimited 3% on hotel and airfare
  • Try to get $600 for mobile phone protection
  • Go for always $0 fraud liability protections
  • Do remember that $10 and get 3% each transfer amount
  • Always try to assure variable APR for cash advances of around 26.49%

Amazon Prime Rewards Visa Signature Card

Reasons to Choose

  • Do not forget to earn more $70 future spendings
  • You must enjoy 1% cashback in most purchases
  • Try to get upto 2% cashback at drugstores, gas stations and restaurants
  • Get chance to redeem for future spendings
  • Always have a variable of around 15.24% to 23.24% APR

Discover it® Miles

Reasons to Choose

  • This is your chance to get use it for for any travel purchase
  • Try to earn 1.5x Miles for every dollar spent on all spendings
  • Must enjoy unlimited match of all the Miles for your initial year
  • Do always take help from free Social Security number alerts
  • You should get the Miles as a statement credit towards the spendings

Citi ThankYou® Preferred Card

Reasons to Choose

  • Never forget to you this card for romantic date with partner
  • Do use two Thank You Points per dollar spent on entertainment and dining
  • Try to use it to earn reward for your dinner date
  • Get 0%* for 15 Months intro APR on both balance transfers and spendings
  • It is must have for college student looking to earn rewards and also build some credit


Now You choose:

The above credit cards mentioned in the post are ideal for the millennials should start and learn using credit cards. These credit cards are not only financial tools but also helps you to become debt free. There are some preparatory for the teenagers to take before applying for their first credit cards in order to improve their financial situations and grant them more financial freedom. By not using credit cards, most of the teenage population are loosing on the amazing benefits and cheaper alternative that they can use. These mentioned facts further strengthens to the facts that most millennials must use credit cards. In order to choose the best credit cards, it is important to look at the APR, interest rates, rewards and benefits and credit transfers and pick the one that best suites your financial plans.

More: Read more about credit cards

Image Courtesy: Respective credit card company websites.

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