Digital Payment apps for Android and iPhone users

Do you make your payments using mobile wallets? What are the best mobile payment platforms from around the world that you must try? What are the advantages of using digital wallets? The team at Credit Health Care has come up with the list of the most popular and trusted mobile wallets that you must try.


The smartphone market has increased unprecedentedly in the recent years all over the world and surpassed the desktop or laptop market. The smartphone can also be mused for making payments and exchange transactions with just click of few buttons with the growth of technology and the use of software. There are many options though will you can make digital payments through your smartphone such as credit cards or even cryptocurrencies. The ways to make these payments is through the help of applications which are available in the app stores of your smartphone. Now, the different names of digital wallets which are discussed in the post in details for the readers to make the right choice are PayPal, Google Wallet, Qkr, Stripe, Square, Coinbase, Circle Pay, Groupon, Gyft and also Zelle.

Digital Payment apps for Android and iPhone users

What are the top global digital payment services for use? I make payments through desktop you now thinking of using my smartphone to make mobile payments so can you suggest me with the digital payments apps that I must try? In order to find the answer for the questions, you need to read the article till the end.


The list of mobile wallets starts with the most popular and frontrunner in the industry named PayPal. It is the oldest and most popular internet and mobile payment platform all over the world. The company was later brought by eBay. With the biggest subscribers, you can easily exchange money in a manner of minutes with anyone.

Reasons to choose the App:

  • Company is fully owned by eBay
  • It is launched in the year 1999
  • The oldest surviving internet payment platform
  • Most popular mobile payment tool
  • Has the most number of subscribers worldwide



Google Wallet

Along with Android Pay, Google Wallet is also gaining ground as one of the best mobile payment payment in the country and also abroad. It is one of the easiest apps to use in order to transfer money to family and friends residing in any part of the world. This free app also gas a desktop version and also launched for customers in the year 2011.

Reasons to choose the App:

  • Comes under the peer-to-peer payment platform category
  • Is available in both Android and iPhone app stores
  • You just need phone number or email address of receiver
  • Must link app to debit card account
  • It can be used by customers free of charge




You must have heard about MasterCard whose logo can be found on credit and debit cards. It has entered the mobile payment industry with the launch of Qkr. This app is every useful to split bills in restaurants, book theater shows and making donation along with paying with gas. It also boasts of having MasterCard safety.

Reasons to choose the App:

  • It is launched by MasterCard
  • Has good security features
  • Is very useful to split money
  • Aimed at making smartphone payments simpler
  • You can also make school payments




Stripe is one of the best apps to deal with mobile payments ans is popular among both individuals and businesses. This e-commerce payment procedure was launched in the market in the year 2011. One of the main advantage of using this app is that you have the ability to deal with more one hundred and thirty five currencies from around the world.

Reasons to choose the App:

  • It operates in more that 25 countries
  • Make recurring payments between payment easy
  • Do check the Stripe dashboard
  • Can be available for Android and iPhone customers
  • Is target for online business owners




Square is aimed at small business owners and make their monetary deals easier and quickly along with being safe. The different features that you can get in the app are making invoices and dealing with payments, use the Sqaure marketplace, integrate with another e-commerce platform and also book appointments in minutes.

Reasons to choose the App:

  • Is very popular among small business owners
  • Aimed to make mobile payment process easier
  • Boasts of very easy user experience in app
  • Also make sure to check the Square marketplace
  • Has the ability to also draft invoices

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It is he most popular bitcoin mobile wallet in the world. It is also secured and you can easily access your Coinbase accounts. In order to buy and sell, all you need to do is connect your Coinbase mobile platform with your back account. There are many additional features that the account holders can enjoy in the app.

Reasons to choose the App:

  • Coinbase is most well-know cryptocurrency app
  • Boasts so many additional functionalities
  • You need to link your bank account to the app
  • Is also considered a secured option
  • It deals with bitcoins, ethereum and also litecoin



Circle Pay

Use Circle Pay as the next big name in the peer-to-peer mobile payment platform. The company gas presence all over the world and it also deals with cryptocurrencies as the exchange medium along with credit and debit cards. In addition to that, this mobile wallet platform can also be used by users for trading purposes.

Reasons to choose the App:

  • One of the best cryptocurrency exchange medium
  • Is well known for its available worldwide
  • App can be downloaded by iPhone and Android users
  • It is best name for peer-to-peer digital wallet
  • The app was launched in the year 2013

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Groupon is a known name in the deals market and the best place to find coupons and discounts on goods. You can use them as mobile platform. Moreover, you have the chance to pick up from more that thousand deals and the best friend for frequent shippers and those who want to save money in their shopping bill.

Reasons to choose the App:

  • Do not forget to check the Groupon marketplace
  • You can chance to redeem coupons
  • Has both Android and iPhone version
  • Local deals can also be found
  • Provides very good user experience




If you thinking to give someone gift cards, then the best way tho do through through mobile is Gyft. They are leader in the world in terms of gift card transaction through mobile devices. The company which is worth around fifty million dollars was started in the year 2012. Using these app you can avail gift cards of more that three hundred retailers.

Reasons to choose the App:

  • Gyf is world leader in gift cards through mobile
  • One of the new mobile wallet platforms
  • You can also find the desktop version
  • Can be found both in iPhone and Android
  • Users can choose from 300 retailers




The last mobile payment which have been discussed in the list is Zelle. If you are looking for a secure and also safe solution to pay your family and friends through your smartphone, then use the banking app named Zelle. This app is produced by Early Warning Services which is jointly owned by top banks such as BB&T, Bank of America, Capital One, PNC Bank, SunTrust, Wells Fargo, US Bank and also JPMorgan Chase.

Reasons to choose the App:

  • One of the best banking app as mobile wallet
  • Is one of the newest entry in the industry
  • Looks to revolutionize the banking mobile payment market
  • The company was launched in 2017
  • It is jointly owned by top banks in the country



Use Mobile Payment Platform:

So, now you have known the top brands in the mobile payment platform that you can go for. The list which is mentioned above consists of many old brands as well as new ones who have captured the mobile wallet market and has many subscribers worldwide and continuously increasing. These tolls are secured but you need to read their privacy policy with terms and conditions in order to know about the ways they handle your valuable data. You need to make sure that you keep your smartphone secured from any virus attacks and never lose it. Most of these mobile payment apps are also compatible with other devices. Thus, the time has come for you to try the mobile wallets and see the one that suits your your demands.

Image Courtesy: Respective app company websites.

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