10 Financial Management apps for Android and iPhone


What is the best app to use to planning my finances? It is important for all to understand that financial planning means planning the future. Along with that, it means preparing yourself and your family for important life events such as child’s education and much more. The team at Credit Health Care will provide you with the list of apps that you must start to refer from now on.

10 Financial Management apps for Android and iPhone

What are the various advantages that one can have after using the below monetary planning applications? How does it help to track our spending and suggest corrections for us to save much more money? In order to know the answers, read the post till the end.


It was formerly known as EEBA, the Easy Envelope Budget Aid, Goodbudget is a money manager and expense tracker that is used for home budget planning. In addition to that, this specific proactive budget planner that helps you stay on top of your bills and finances. You may also like to read our post regarding Frugal Budgeting tips to save more money.

Reasons to choose the App:

  • The data is automatically and securely backed up to Goodbudget’s website
  • Also expense tracking optimized for speed
  • You save time with smart payee and category suggestions
  • Must analyze spending with Spending by Envelope Report
  • It is a free app providing in-app purchases




The Prism Bills & Personal Finance has national billers like USAA, Verizon, Ally Auto, and Navient, to smaller local utilities. Along with that, it also cover larger mainstream banks and credit card providers, like Chase, Capital One and Wells Fargo, to community-oriented credit unions.

Reasons to choose the App:

  • Do track bill amounts and due dates
  • Get all bills organized in one place
  • Always track paydays to help keep up with expenses
  • You are notified when bills are due and payments are made
  • This is a free app



Money Manager : Budget&Expense

The Money Manager: Expense and Budget application uses, the Money Manager Next which is an optimized application for personal account management. Do note that, household account management is complicated but it makes it simple by simplifying the things that are complex.

Reasons to choose the App:

  • It does provide credit/debit card management
  • Have chance to get budget and expense management
  • Do also record personal and business transactions
  • Also, does generate spending reports regularly
  • App is free with in-app purchase chances



Spending Tracker

Do note that, the Spending Tracker is the easiest and most user friendly expense manager app in the store. The simple fact is, by tracking your spending you will be able to stick to a budget and therefore above to save more money which gives you instant control over your budget.

Reasons to choose the App:

  • Have special design layout for tablets
  • It is free with in-app purchases
  • Do keep your data safe by backing up
  • Get editable expense and income categories
  • Provides super fast expense entry




It is important to note that, no matter using Android, iPad or desktop, you can download AndroMoney mobile app, and use AndroMoney web cloud service. Along with that, you can set monthly budget according to your category and budget exceed alerts help you control your expense.

Reasons to choose the App:

  • Chance to sync with other devices
  • Supports multiple accounts and account transfer
  • Considered to be easy-to-use finance tool
  • Shows trend, pie, and bar charts for expense and cash flow
  • Has any currency with downloadable rates




Do keep in mind that EveryDollar helps you create a monthly budget so you can achieve your money goals. Along with it, you must remember that, by the help of this particular finance planning application, you can create your first budget in less than ten minutes.

Reasons to choose the App:

  • Do create best budget and fully customize it in minutes
  • Also, all new users receive a free trial of EveryDollar Plus
  • It connects you with real estate, insurance, and tax professionals
  • Get help from with our amazing customer success team
  • This app do provide in-app purchases ability



Home Budget Manager Lite

Do remember that, Home Budget Manager is an integration of accounts , bills and budget. This particular application helps you to track your expenses, incomes, bills and always stay with-in budget. Along with that, the menu screen designed in way to do your things in most easy way and as quick as possible.

Reasons to choose the App:

  • You can set budgets for categories
  • Have ability to track expenses, incomes, and bills
  • Liable to have unlimited accounts
  • It also have in-app purchases facility
  • Do check your money through statistics graph




If you are looking for a money management app, then you can go for Monefy and it is known to use a way in which tracking money is a fairly straightforward process. Along with that, it also provides the ability to choose currency of your choice.

Reasons to choose the App:

  • Gives spending info from the records list
  • You simply insert expense amount with no other data needed
  • Look spending distribution in an easy-to-read chart
  • It has the ability to synchronize your data
  • The app does offer in-app purchases




It is vital to keep in mind that, YNAB (You Need A Budget) will help you break the paycheck to paycheck cycle, get out of debt, and save more money. Along with that, it is also known to work as budget cum personal finance cum expense tracker.

Reasons to choose the App:

  • Do always have up-to-date information through easy connect
  • Also get detailed, visual spending and trend reports
  • Attend live budgeting workshops every week
  • You can set financial goals and find ways to reach them
  • Has in-app purchase facility in this application




Do understand that, with Mobills you can take control of your finances in a few minutes and have financial peace of mind every month. Moreover, through this app, you are able to manage your money, track your spending, and achieve your financial goals all in one place.

Reasons to choose the App:

  • You can adjust budget when necessary
  • Can add expenses, income, and make transfers on the go
  • Do track spending and be reminded of it
  • Also create customized monthly budgets that work for you
  • The application has in-app purchases option



Now You Try:

So, looking at the different applications which are discussed above, you have not only understood the importance of not only planning your finances but also the easy procedure to keep track of your money with the help of apps. Along with that, in a previous blogpost, we have mentioned about the ways to draft franchise agreement along with the things that you need to remember for that particular purpose. However, do not forget to read the post thoroughly before coming back to this particular section for finding more answers to all of your financial queries. Thus, the time has come for the readers to use the apps which are talked about above and then share their importance feedback on the same without any fail!

Image Courtesy: Respective app company websites.

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