10 Payday Loan apps for Android and iPhone users

Have you ever opted for payday loans? What are the different types of loan options that you have tried out? What are the best applications which are available in both Android as well as iPhones which are considered to be very useful for payday loan buyers? The team at Credit Health Care has come with the names of the top-class apps that is beneficial in your loan taking process.


Now, we will be discussing about the applications which need to be used for tracking and getting more information about your payday loans. There is an increase in the number of subscribers who are going for the option of getting payday loans. These apps are made in the sole reason for simplifying the process of applying for loans and to always know the details about the amount of your loans in your fingertips. In addition to that, this particular apps are much more useful for those people which consists of employees as well as business owners who deal with online money. The names of the loans which are mentioned in the article below are all approved by payday loan and monetary experts, so you need not worry about using them in your smartphones. They are namely Brigit, Lending Stream, ACE Cash Express, Instant Financial, MoneyLion, Earnin, Even, CashNetUSA, Dave and also PayActiv.

10 Payday Loan apps for Android and iPhone users

What are the main mistakes that the loan takers made while using the loan apps? What are the different features that you should be using when you have downloaded the payday loan applications? I have taken payday loan for bettering my monetary condition, so can you guys tell me the names of the top-moist payday loan applications which are trusted and mostly used by customers in the country and also worldwide? In order to find the names of the loan apps, you will need to go through the post thoroughly.


Brigit is known to provide the loan buyers with first cash advance in only ninety seconds and it is compatible with most of the top loan lending banks in the country. Also, you will be surprised that you will automatically be receiving upto $250 at the time of your balance falling below $0 which also further helps in avoiding overdrafts.

Reasons to choose the App:

  • Do get $250 in your account when the sum is around $0
  • You do not have to deal with any kinds of overdrafts
  • It takes around 90 seconds to get cash advance
  • Is known to be compatible with best banking institutions
  • Have ability to do monitoring of your account



Lending Stream

The Lending Stream is one of the leading providers of short-term payday loans in United Kingdom. Also, the loan process is so simple as it only involves two steps and you do not have to worry about having to pay any kind of penalty amount. The representative APR is around 1325% ad is known to be part of GAIN Credit Holdings, Inc.

Reasons to choose the App:

  • In only two easy steps, you can get payday loans
  • The company is under GAIN Credit Holdings, Inc.
  • They are known to provide payday loans on short-term basis
  • This firm is based in the UK
  • Need not to give charges for any penalty



ACE Cash Express

If anyone is looking for managing their payday loan accounts from their smartphones while on the one, you can opt for the ACE Cash Express mobile loans. The additional features that are available in this application you to find a store near your locality from around over in thousand locations from where you can take the money.

Reasons to choose the App:

  • You will get notified about details of your payday loan
  • It is available in both iOS as well as Android
  • The ACE Cash Express mobile loans app is free to use
  • Have the ability to manage everything of your loan in mobile
  • Do not forget to avail services from more than 1000 locations



Instant Financial

Through Instant Financial, you have the ability to get access to the amount of earned pay after the shift. Also, you must also be aware of an additional feature which allows the users to freeze and unfreeze cards without much problem which is beneficial as it that case, no one can withdraw as well as spend any amount from it.

Reasons to choose the App:

  • You can easily make withdrawals with Instant Financial
  • There are no hidden costs for knowing about your checks
  • Do not forget to use the feature of instant paycheck
  • It also provides you to unfreeze and freeze your cards
  • Also, get many useful kinds of tips which can be implemented




The next payday loan app in the list is MoneyLion. When you are looking for loan option which will help to increase your credit score, then it is MoneyLion. They provide with rewards which useful to redeem gift cards. Also, customized financial solutions are given to the payday loan buyers and get your own free checking as well as investment account.

Reasons to choose the App:

  • Do redeem your gift cards through 12% rewards in cashback
  • You will receive personal loan cap upto S50,000
  • Use investment and checking account for no fees
  • Have the ability to improve your credit report
  • Provides monetary assistance according to your needs

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When you do not want to pay any bank loan interests along with the additional fees, you can go for Earnin. However, you must remember that it does connect your payday loan app with the banks but without having to give any charges. Also, know about the Shop Your Way points which increases your pays in any situation of having cash-out.

Reasons to choose the App:

  • Does not charge costs for loan fees and interest amounts
  • It does have any sort of hidden costs
  • And is known to connect with the banks
  • Is useful to curb issues of overspending
  • Do not forget to use the Shop Your Way points




Even is known to cater to those people who do not have much time to deal with the details of going for payday loans. It is also having the security encryption feature which is compliant with Wells Fargo. Through the application, you will get regular notifications for payments as well as assistance on organizing your monetary budget.

Reasons to choose the App:

  • You have the chance to get early payments for work
  • Get to direct fund deposit options to over eighteen thousand banks
  • Provides tips to do your budgeting
  • Wells Fargo provides assistance in the security system
  • Do not have to give more interest rates

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CashNetUSA is an app which is brought to you buy Enova International, Inc. is very easy to use as it is known to make managing your account fast as well as intuitive. Also, this particular company allows you to apply online in minutes without affecting your traditional credit score and you will get money the next business day if your loan is approved.

Reasons to choose the App:

  • CashNetUSA is one of the fast loan providers
  • They are under Enova International, Inc.
  • It does not have any impact on your credit score
  • The loan process is very quick
  • Known to be approved in next business day only




Dave is said to be one of the newest options for taking payday loans. When you are looking for a loan provider who is not going to do credit checking, then you must think about this particular payday loan application. Also, you need to know that the subscriptions charges are around $1 and it provides you information about balance drop.

Reasons to choose the App:

  • Both Android and iPhone app can be used
  • The Dave application is said to be a paid one
  • No credit checking is done while giving payday loans
  • Provides you notifications about having less balance
  • Cash advance that is paid is upto $75




You can get access to your payday amount anytime with the help of PayActiv application. You should also be aware of the fact that this app is affiliated with SoftBank Capital and it comes with only $5 fee. You have the ability to earn rewards through and you will also prescription discounts as well as financial counseling.

Reasons to choose the App:

  • It comes with a fee of around five dollars
  • Do not forget to avail the rewards
  • Have the chance to put money in savings plan
  • They are known to be associated with SoftBank Capital
  • You do not have to pay any kind of late fees



Go For Payday Loans:

So now, the above list of payday loan applications will help you to make the right choice about opting for your loans. Moreover, you need to know that it is considered to be one of the fastest ways to get instant loans. In an earlier post, we have talked in detail about the small business or startup loan providers in the nation and around the world. Do read the blogpost before coming back to this particular part to get more news about different forms of loan apps. Thus, the time has arrived for the readers to read and then decide on which payday loan app is best suited to their personal financial demands and then go for it. However, do not forget to share your valuable feedback in the below comment section!

Image Courtesy: Respective app company websites.

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